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New3 hours ago

112 Baldwin Street

Kensington-Chinatown, Toronto

$1,499,000

Semi-Detached |3-Storey
5 | 4 | 2
About this home

Location, character, and incredible potential! 112 Baldwin Street offers an extraordinary investment opportunity in Kensington Market. Built in 1880, and having been held by the same family for 4 generations, this classic Toronto Victorian showcases incredible curb appeal with its striking red brick façade and classic Toronto bay-and-gable style. Inside, large principal rooms are filled with impressive natural light streaming through large windows, showcasing soaring ceilings across all floors and timeless original architectural details-including beautifully detailed front door, stained glass, rich wood mouldings, ornate archways, pendants, fireplaces, and hardwood floors. The layout features 4 full kitchens and 4 full washrooms across 3 above-grade living floors, plus the finished basement with impressive height, a separate external entrance, and direct interior access. This setup offers endless possibilities for multi-unit rental income, multi-generational living, live-in income, or conversion into a show-stopping single-family residence in the heart of downtown Toronto. Additional highlights include sweeping CN Tower and skyline views from the top-floor balcony, 2 side by side laneway parking spaces, and laneway housing potential (see report). Steps to shops, dining, transit, and amenities in a 100% walkable location. Twin neighbouring property at 110 Baldwin St is also available - buy individually or together!

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agent
Macallum Tepsich
(647) 326-2579
TypeSemi-Detached
Style3-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$9,361
Lot Size18.08 ft x 100 ft
mls© NumberC13997780
Listed ByROYAL LEPAGE ESTATE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,673
Property tax
$780
Heat allowance
$150
Housing costs
$8,603 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $299,800
25-yr amortization

Income needed

$265,000

gross annual household income

Payment at 4%
$6,308 / mo
Cash down
$299,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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