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New2 hours ago

605 - 95 Lombard Street

Church-Yonge Corridor, Toronto

$699,999

Condo Apartment |
2 + 1 | 2 | 1 | 1
About this home

Welcome to St. James Place, where exceptional space meets downtown convenience. This spacious 2+1 corner suite offers over 1,000 sq. ft. with generous principal rooms, a functional layout, and excellent separation between living and sleeping areas. A large king-sized primary bedroom, a second bedroom, and a generously sized den provide outstanding flexibility, with potential to accommodate a three bedroom configuration or create a dedicated home office, guest space, or additional living area. The expansive footprint offers room to adapt as your needs evolve-a valuable feature for buyers seeking more space in the downtown core. An appealing opportunity for both end users and investors, this residence combines everyday livability with proximity to Toronto's major employment and education hubs, including the Financial District, major hospitals, Toronto Metropolitan University, the University of Toronto, and George Brown College. Set within a quiet boutique building with only five suites per floor, the suite offers a more private residential setting while keeping transit, shopping, dining, entertainment, and St. James Park close at hand. A compelling combination of size, versatility, and location in the heart of downtown Toronto.

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agent
Macallum Tepsich
(647) 326-2579
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size1000-1199 sq. ft.
Maintenance Fees$1,330
LockerOwned
BalconyNone
ExposureSouth West
Parking TypeUnderground
Parking Spaces1
Parking FeaturesUnderground
Property Tax$3,069
mls© NumberC14109252
Listed ByHOMELIFE/MIRACLE REALTY LTD
Heat Included
Hydro Included
Water Included
CAC Included
Common Elements Included
Building Insurance Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,583
Property tax
$256
Heat allowance
$150
Condo fees, half counted
$665
Housing costs
$4,654 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $140,000
25-yr amortization

Income needed

$143,000

gross annual household income

Payment at 4%
$2,946 / mo
Cash down
$140,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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