30 Collahie Street
Little Portugal, Toronto
$789,500
Welcome to this 2 storey home in the heart of all things in Little Portugal. Most beautiful neighoubourhood. hardwood floor throughout, nice living room, formal dining room, eat-in kitchen with walk out to cozy patio, fenced backyard. Rare piece of Toronto's quintessential Victorian time. Row house, the street remains quiet residential, deeply neighbourly. 15 Minute walk to Trinity Bellwoods Park, close to some of the city's best restaurants, cafes, bakeries at your door step. Open concept studio on 2nd floor can be used as a second bedroom. Excellent location, close proximity to theatres, TTC, shops. Nice, quiet, picturesque street. The house needs TLC.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,041
- Property tax
- $446
- Heat allowance
- $150
- Housing costs
- $4,637 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$143,000
gross annual household income
- Payment at 4%
- $3,322 / mo
- Cash down
- $157,900
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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