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21 - 11 Niagara Street
Waterfront Communities C1, Toronto
$759,900
Premiere low rise living in the heart of King West. Skip the elevators - keep the urban lifestyle in this *FULLY RENOVATED -120k In Updates* condo apartment alternative. One of the most dynamic and vibrant neighbourhoods Toronto has to offer. Tucked away in one of the Fashion District's most distinct stand-alone townhouse communities. No compromises of high-rise living. No elevators. No long hallways. No waiting to get outside (hello dog owners). Just direct, easy living with a large private outdoor terrace and Victoria Memorial Square Park just outside your door. Not devoid of amenities like most townhomes: You have access to a well-equipped gym as part of 550 Front st. Semi-private Garage parking with ensuite STORAGE. The home has been fully renovated throughout and features an exceptional living space layout paired with U-shaped kitchen & dining nook. ideal for couples, dog owners, and young professionals. Set near the action of King and Portland, - you are steps to King West, Queen West, The Well, Stackt Market, restaurants, cafes, transit, parks, and the waterfront, while still being tucked into a quieter residential pocket. Unless you did a double take - most wouldn't even know this complex exists. For buyers who want the convenience of a condo but the feel, privacy, and functionality of a home, this is a rare King West offering. Future Ontario Line subway 5 minutes away at King + Bathurst and existing 504 streetcar for pipeline access to the Financial District.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,890
- Property tax
- $297
- Heat allowance
- $150
- Condo fees, half counted
- $503
- Housing costs
- $4,840 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$149,000
gross annual household income
- Payment at 4%
- $3,198 / mo
- Cash down
- $151,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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