| Common Elements Included | |
| Building Insurance Included |















2803 - 438 Huron Street
Annex, Toronto
$2,263,000
Experience refined urban living at CIELO in the heart of Toronto! This pristine, top-tier preconstruction assignment offers an expansive three-bedroom, two-bathroom layout featuring 1,163 square feet of beautifully designed interior space complemented by a private, north-facing balcony. Step inside to an airy, open-concept floor plan highlighted by sleek laminate flooring, a chef-inspired kitchen with modern stainless steel appliances and quartz countertops, and a tranquil primary suite complete with a private four-piece ensuite. Perfect for contemporary lifestyles, this exceptional home comes complete with an owned electric vehicle parking space and a dedicated storage locker, all situated steps from Toronto's vibrant culture, fine dining, and transit options along Bloor Street West.
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Listing History
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What the bank counts
This home's estimated carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $11,583
- Property tax (estimated)
- $0
- Heat allowance
- $150
- Housing costs
- $11,733 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$361,000
gross annual household income
- Payment at 4%
- $9,523 / mo
- Cash down
- $452,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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