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PH2401 - 65 Spring Garden Avenue
Willowdale East, Toronto
$1,429,000
Penthouse living defined by timeless elegance, grand proportions and exceptional comfort. PH 2401 offers the largest floor plan in this prestigious, award-winning building, along with two premium side-by-side parking spots, presenting a rare opportunity to enjoy the space and sophistication of a grand estate with the ease of luxury condominium living. Rich in character and timeless appeal, this exceptional residence features grand principal rooms, a striking double-sided fireplace, an elegant built-in bar and a sophisticated den, with the flexibility to create two additional bedrooms if desired. Natural light pours through expansive windows and skylights in the kitchen and living room, while custom fresco-style ceiling artwork lends a distinctive touch of artistry to the formal dining room. Thoughtful recent upgrades include brand-new windows, composite decking on the private terrace (to be installed November 2026) and three new HVAC systems. Reminiscent of the grandeur of Toronto's iconic Royal York Hotel, this remarkable home combines classic elegance with the ease of modern condominium living. Soaring above the city, enjoy sweeping treetop and skyline views, generous spaces for entertaining and the quiet privacy of your own penthouse retreat. Beyond your front door, an exceptional collection of amenities elevates everyday living. All-inclusive maintenance fees, 24-hour concierge and security, an indoor swimming pool, fitness centre, squash and basketball courts, a tranquil Japanese garden, library, party and media rooms, and guest suites offer the comfort and convenience of a truly refined lifestyle. For those looking to simplify their lives without sacrificing the space, privacy and elegance of a cherished family home, PH 2401 offers the best of both worlds. A distinguished address, an effortless lifestyle and a home worthy of its penthouse setting.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,314
- Property tax
- $469
- Heat allowance
- $150
- Condo fees, half counted
- $1,025
- Housing costs
- $8,958 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$276,000
gross annual household income
- Payment at 4%
- $6,013 / mo
- Cash down
- $285,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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