| CAC Included | |
| Common Elements Included | |
| Heat Included | |
| Building Insurance Included | |
| Parking Included |










1001 - 297 College Street
Kensington-Chinatown, Toronto
$775,000
Presenting an exceptional 3-bedroom, 2-bathroom residence in the heart of downtown Toronto. Inside: an open-concept plan with 11-ft ceilings and floor-to-ceiling windows, freshly painted with laminate floors, granite counters and backsplash. Step out to the oversized balcony with BBQ gas hook-up. Outside: you're between Kensington Market and Chinatown, minutes to U of T, hospitals, the library and the TTC streetcar - cafés, restaurants, boutiques and culture in every direction, plus T&T Supermarket right in the building. 24-hour concierge, a large gym, party room and guest suites round out the package. Perfect for families, students, or professionals who want it all downtown.
No extras listed.
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Listing History
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,967
- Property tax
- $413
- Heat allowance
- $150
- Condo fees, half counted
- $445
- Housing costs
- $4,974 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$153,000
gross annual household income
- Payment at 4%
- $3,261 / mo
- Cash down
- $155,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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