257 Ontario Street
Moss Park, Toronto
$899,999
Introducing 257 Ontario St, A Hidden Gem Nestled In A Prime Location That Effortlessly Blends Urban Convenience With A Peaceful Atmosphere. Beautiful 3-Bed, 2-Bath Row/Townhouse Features Walk Out To fabulous city backyard garden W/Zen-Like Patio & 2-Car Parking Makes Perfect Retreat From The City Hustle & Bustle. Updated Custom Kitchen W Quartz Counters Plus New Country Maple Hw Flooring Throughout & Wood Stairs. Enjoy Easy Access To Eaton Centre, St. Lawrence Market, Toronto Metropolitan University, and Convenient Transit at your doorstep. Heat Pump (2021); HWT Owned (2026)
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,607
- Property tax
- $398
- Heat allowance
- $150
- Housing costs
- $5,155 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$159,000
gross annual household income
- Payment at 4%
- $3,787 / mo
- Cash down
- $180,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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