| Cable TV Included | |
| CAC Included | |
| Common Elements Included | |
| Heat Included | |
| Hydro Included | |
| Building Insurance Included | |
| Parking Included | |
| Water Included |

















































1005 - 44 Gerrard Street W
Bay Street Corridor, Toronto
$788,000
Downtown Core Location - Bay Street Prestigious/Well Established Address - "The Liberties". Spacious 2 Bedroom 2 Full Bath + 2 Solarium/Den, 1096 Sqf. Overlooking Beautiful College Park Courtyard. Renovated Corner Unit Is In Absolute Move In Condition,Updated Kitchen,Bathrooms & Floorings. Large Cement Block Locker Room (2.8m x 3.8m) With Own Entrance Door And Located Right Next To The Owned Parking Spot. Underground Connected to College Park Shopping Mall (e.g. 24 Hours Metro Supermarket, Farm Boy etc.) And College Park Subway Station. Steps to Hospitals, Toronto Metropolitan University, University Of Toronto, Restaurants, Eaton Center, Shops. Excellent Amenities: Running Track, Indoor Swimming Pool, Whirlpool, Sauna, Exercise Rm., Gym, Billiards... 24Hrs Security, All Utilities (Water, Hydro, Heat, Air Conditioning, Cable) Are Included In Condo Fees.
No extras listed.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,033
- Property tax
- $311
- Heat allowance
- $150
- Condo fees, half counted
- $710
- Housing costs
- $5,204 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$160,000
gross annual household income
- Payment at 4%
- $3,316 / mo
- Cash down
- $157,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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