| Heat Included | |
| Water Included | |
| Common Elements Included | |
| Building Insurance Included | |
| CAC Included | |
| Parking Included |
New3 days ago
403 - 18 Holmes Avenue
Willowdale East, Toronto
$430,000
Condo Apartment |
1 + 1 | 1 | 1 | 1
About this home
Bright Corner 1+1 Suite at Mona Lisa Residences, 403 - 18 Holmes Ave. Sun-filled corner 1-bedroom plus den with a full bathroom and an unobstructed southeast view. The den is a true separate room with a large window, ideal for a home office or guest space. Features include a front-load laundry set and a functional, bright layout. Enjoy resort-style amenities: indoor pools, sauna, games room, fitness centre, and guest suites. Take in the views from the rooftop garden with BBQ patio. Unbeatable location in the heart of North York: steps to the subway and TTC, North York Centre, Yonge Street, shops, and restaurants, with quick access to Highway 401.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,201
- Property tax
- $216
- Heat allowance
- $150
- Condo fees, half counted
- $412
- Housing costs
- $2,979 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $86,000
25-yr amortization
Income needed
$92,000
gross annual household income
- Payment at 4%
- $1,810 / mo
- Cash down
- $86,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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