| Water Included | |
| Common Elements Included |
Featured
New3 hours ago
612 - 38 Niagara Street
Waterfront Communities C1, Toronto
$419,000
Condo Apartment |
1 | 1 | 0 | 0
About this home
All You Need, From A to Zed. Zed Lofts is peacefully set back from the vibrant hustle of King West. 9-foot ceilings and strong concrete lines give this space a New York vibe, while floor-to-ceiling windows flood the loft with light. The layout works for living, entertaining and working from home. Pop out to Victoria Memorial Square and watch the pups and people stroll by, or unwind on the balcony with a coffee and a friend. King West is an energetic neighbourhood - every bar and restaurant you could hope to explore is steps away. Amenities include a terrace with BBQ and seating, a party room and a media room for entertaining.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,145
- Property tax
- $196
- Heat allowance
- $150
- Condo fees, half counted
- $201
- Housing costs
- $2,691 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $83,800
25-yr amortization
Income needed
$83,000
gross annual household income
- Payment at 4%
- $1,763 / mo
- Cash down
- $83,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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