New2 hours ago
25 Cortland Avenue
Lawrence Park South, Toronto
$1,649,000
Detached|2-Storey
3 | 2 | 3
About this home
Arif Dhanani
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $8,440
- Property tax
- $698
- Heat allowance
- $150
- Housing costs
- $9,288 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $329,800
25-yr amortization
Income needed
$286,000
gross annual household income
- Payment at 4%
- $6,939 / mo
- Cash down
- $329,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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