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| Heat Included | |
| Building Insurance Included | |
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5102 - 45 Charles Street E
Church-Yonge Corridor, Toronto
$749,000
Executive Penthouse-Level Living at Chaz Yorkville ! This premium 2-bedroom, 2-bathroom Penthouse suite features soaring 10-ft floor-to-ceiling windows with breathtaking southwest views of the city skyline and Lake Ontario. The modern open-concept kitchen flows seamlessly into the spacious living area and extends to a generous private balcony, perfect for relaxing or entertaining. Enjoy exceptional 5-star amenities, including 24-hour concierge, fully equipped fitness centre, business centre, pet spa, and the spectacular two-storey Chaz Club Lounge. Ideally located just steps to the subway, University of Toronto, Yorkville's luxury boutiques, and world-class dining. Freshly painted (2026) with upgraded kitchen cabinets and bathroom vanities (2026). Rare offering includes 1 parking space and 2 lockers !
No extras listed.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,834
- Property tax
- $389
- Heat allowance
- $150
- Condo fees, half counted
- $364
- Housing costs
- $4,737 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$146,000
gross annual household income
- Payment at 4%
- $3,152 / mo
- Cash down
- $149,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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