| Heat Included | |
| Water Included | |
| Common Elements Included | |
| Building Insurance Included |
New2 hours ago
228 - 955 Queen Street W
Niagara, Toronto
$650,000
Condo Apartment |
1 | 1 | 0 | 0
About this home
WELCOME TO CHOCOLATE CO LOFTS! THIS BEAUTIFUL OPEN CONCEPT 1 BEDROOM UNIT HAS SO MUCH CHARM AND CHARACTER W/FANTASTIC ORIGINAL FEATURES, WOODEN POSTS, EXPOSED BRICK, SOARING 12FT WOOD BEAMED CEILINGS, HUGE WINDOWS & OFFICE NOOK. VERY QUIET CORNER UNIT W/PRIVATE COURTYARD VIEW. GREAT LOCATION IN VIBRANT QUEEN W NEIGHBOURHOOD. JUST STEPS TO BELLWOODS PARK, SHOPS AND TTC AT YOUR DOORSTEP.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,327
- Property tax
- $110
- Heat allowance
- $150
- Condo fees, half counted
- $273
- Housing costs
- $3,860 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $130,000
25-yr amortization
Income needed
$119,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $130,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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