23-91 Muir Drive
Scarborough Village, Toronto
$499,999
*****Welcome to this Spacious, well maintained 3 Bedroom and 2 washroom condo unit in one of Scarborough's most sought - after neighborhood. ideal for first - time home Buyers and growing family. Three generous sized bedrooms with large windows and two portable air conditioning units. Spacious and open concept Living/ Dining Room W/Bay Window. Bright white kitchen cabinets W/Lots of storage space and a large pantry. Fully Fenced private front yard and garden to enjoy the freshness of outdoor. Convenient main floor laundry W/Ample storage and a full laundry sink! Carpet Free. Entry access from both the sides of the building. Ample visitors parking. Steps to public Transit, Schools, shopping, Restaurants & Parks ! Don't miss this great opportunity.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $119
- Heat allowance
- $150
- Condo fees, half counted
- $378
- Housing costs
- $3,207 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$99,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $100,000
Assumes no other monthly debts · 25-yr amortization
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