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Listed 11 days ago

18 Concession Street W

Bowmanville, Clarington

$1,395,000

Detached|2-Storey
5 | 5 | 12
About this home

A truly rare Bowmanville gem, this remarkable property offers two separate dwellings on approx half an acre, blending timeless character, impressive space, and exceptional versatility in the heart of historic Bowmanville. A generous driveway provides ample parking, while the walkable location places downtown shops, restaurants, cafés and everyday amenities just moments away, with easy access to Hwy 401 & 407 for commuters. Rich in old-world charm, the main home beautifully showcases vintage door knobs, wide trim, elegant crown moulding and timeless craftsmanship throughout. The updated kitchen, with modern convenience, features tile flooring, pot lighting, quartz counters, built-in appliances and an abundance of cabinetry. The spacious living rm is warm and inviting, highlighted by gleaming hardwood floors, crown moulding, French doors and a gas fireplace framed by an eye-catching accent wall. A separate formal dining rm with hardwood flooring and built-in shelving provides an elegant setting for memorable gatherings, while the oversized picture window overlooks the expansive backyard. The main residence offers five bedrooms, with two conveniently located on the main floor, ideal for guests, a home office or flexible living space, and the other three are upstairs. The primary bdrm boasts two closets and a w/o to the balcony. The finished basement adds even more versatility with a rec rm, exercise area, 2-pc bath, and generous storage space with laundry, while a loft area creates the perfect teen retreat or private hangout. A mudroom and attached two-car garage add everyday practicality. The separate second living quarters, complete with its own private entrance, kitchen, living rm, two bedrooms, laundry area and two 4-piece baths, offers wonderful possibilities for extended family, guests, or income potential. An extraordinary opportunity to own a property where history, character, space and flexibility come together in one of Bowmanville's most desirable settings.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size3000-3500 sq. ft.
Property Tax$6,880
Lot Size104.99 ft x 199.9 ft
mls© NumberE13819624
Listed ByReal Broker Ontario Ltd.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,140
Property tax
$573
Heat allowance
$150
Housing costs
$7,864 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $279,000
25-yr amortization

Income needed

$242,000

gross annual household income

Payment at 4%
$5,870 / mo
Cash down
$279,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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