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Listed 10 days ago

8 Watersdown Crescent

Rolling Acres, Whitby

$999,000

Detached|2-Storey
4 | 5 | 4
About this home

Magnificent 4+1 bed, 4 bath executive home on a large lot in a prestigious enclave. Soaring 2-storey foyer w/wall of windows 7 chandelier, rare octagonal gallery overlook, vaulted living room w/ arched window. Approx. 3,300 sq ft + finished 1,500 sq ft bsmt. Harwood on main & 2nd floors, family rm w/ fireplace, family-size kitchen, w/ walkout to deck & custom patio. Freshly painted windows (2023), furnace/AC (2023), roof 2009 (upgraded 2023). In-law potential. Close to Sinclair PS, shopping, restaurants, parks & transit. Do not miss!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age16-30
Size3000-3500 sq. ft.
Property Tax$8,585
Lot Size49.26 ft x 113.62 ft
mls© NumberE13825666
Listed ByRE/MAX REALTRON REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,113
Property tax
$715
Heat allowance
$150
Housing costs
$5,979 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,800
25-yr amortization

Income needed

$184,000

gross annual household income

Payment at 4%
$4,204 / mo
Cash down
$199,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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