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Downtown Whitby, Whitby
$824,000
Welcome to this turnkey, luxury freehold townhome in the heart of Downtown Whitby! This completely reimagined, open-concept home offers the spacious feel of a large detached property with the ultimate perk: zero maintenance fees and no grass to cut. Every inch of this carpet-free interior (except lower stairs) has a premium list of 2025 updates (95K spent in the past year). Enjoy smooth ceilings (no popcorn!), brand-new flooring, fresh paint, modern interior doors, upgraded hardware, new chic light fixtures throughout, lower level entrance walls. The mechanicals are entirely worry-free with new (2025) energy efficient furnace and A/C units. The main level is an entertainer's dream, boasting a fully open-concept layout centred with a newly updated modern and cozy, gas fireplace.Insulatio The modern kitchen is a chef's delight, with extended quartz countertops, a deep basin sink, stylish ceramic backsplash, and all-new stainless steel appliances(all 2025). Up the new oak stained open staircase- you will find three generous bedrooms. The primary retreat features a large walk-in closet, an additional single closet, dramatic floor-to-ceiling arched window and a 4-piece ensuite with a fully remodeled custom bath and shower. All bathrooms feature new vanities, flooring, and fixtures. The Lower level offers a unique bonus: a full in-law suite (or business location) with its own separate front entrance, second kitchen, and an extra-large bedroom/Service room -perfect for extended family, grown children or small business. Unique zoning allows for a wide range of business opportunities to be operated here from. Similar local units rent for approximately $1,700+/month! Step out your gated back yard steps away from a fantastic play and splash park. You are walking distance to downtown's prime shops, top-tier restaurants, bars, and the vibrant summer farmer's market. Commuting is a breeze, located just minutes from the 401, 407, and the Whitby GO Station. Just move in and enjoy!
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| Type | Att/Row/Townhouse |
| Style | 2-Storey |
| Approx. Age | 16-30 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,849 |
| Lot Size | 19.69 ft x 118.08 ft |
| mls© Number | E13826540 |
| Listed By | RE/MAX ROUGE RIVER REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,218
- Property tax
- $404
- Heat allowance
- $150
- Housing costs
- $4,772 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$147,000
gross annual household income
- Payment at 4%
- $3,468 / mo
- Cash down
- $164,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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