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Listed 10 days ago

40 Stephen Avenue

Courtice, Clarington

$775,000

Detached|2-Storey
3 | 4 | 5
About this home

Set on a private corner lot with mature trees in a family-freiendly Courtice neighbourhood, this brick home is full of warmth, light and room to grow. A curved staircase greets you at the door, and the sunny living room with hardwood floors and fireplace is made for movie nights and lazy Sunday mornings. Host holiday dinners in the separate dining room, cook together in the quartz kitchen with island, then step out to the deck while the kids play in the fully fenced yard. Upstairs are 3 spacious bedrooms, including a primary you'll love coming home to, with a walk-in closet and 5-pc ensuite with a deep soaker tub. The newly finished basement adds 2 more bedrooms, one with its own bath, plus room for a playroom or office. Main floor laundry with side door and an attached garage. Close to schools, parks, shops and the 407.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$5,166
Lot Size53.62 ft x 100.1 ft
mls© NumberE13826976
Listed ByColdwell Banker Electric Realty

Listing History

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  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,967
Property tax
$430
Heat allowance
$150
Housing costs
$4,547 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,000
25-yr amortization

Income needed

$140,000

gross annual household income

Payment at 4%
$3,261 / mo
Cash down
$155,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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