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Listed 10 days ago

46 Stoney Creek Drive

West Hill, Toronto

$849,999

Detached|Bungalow-Raised
3 | 2 | 2
About this home

Welcome to this lovely 3-bedroom, 2-bathroom spacious and functional ranch-style bungalow, proudly offered by its original owner. This family home is situated in the family-friendly neighbourhood of West Hill, this 1950s gem is beautifully maintained and structurally and mechanically sound including newer Lennox furnace and A/C within past 24 months, offering the perfect blend of peace of mind and incredible future value. The spacious floor plan offers fantastic basement apartment potential, making it an ideal opportunity to generate rental income or create a private lower-level suite for extended family. You will be steps away from lush green spaces, scenic walking trails, and community parks. Also an excellent location for tenants or families, situated close to reputable schools, minutes from the University of Toronto Scarborough Campus (UTSC), and a short distance to the GO Station and TTC transit.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,074
Lot Size48.33 ft x 105 ft
mls© NumberE13827598
Listed ByROYAL LEPAGE SIGNATURE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,351
Property tax
$340
Heat allowance
$150
Housing costs
$4,840 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $170,000
25-yr amortization

Income needed

$149,000

gross annual household income

Payment at 4%
$3,577 / mo
Cash down
$170,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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