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Listed 10 days ago

162 College Avenue

Vanier, Oshawa

$499,900

Detached|1 1/2 Storey
3 | 2 | 2
About this home

Beautiful detached 3 bedroom family home in one of the area's most sought after neighbourhoods, offering exceptional convenience just minutes from schools, parks, shopping, restaurants, walking trails, major highways and a wide range of everyday amenities. Step inside to a bright and welcoming main floor featuring spacious living and dining areas ideal for everyday living and entertaining. A versatile den provides excellent flexibility as a home office, playroom or additional sitting area, while the main floor bedroom, currently used as a family room, offers even more options for growing families or those needing single level living. A convenient 2 piece bathroom completes the main floor. The spacious eat in kitchen features abundant cabinetry, generous counter space and a walkout to the fully fenced backyard, creating an easy connection between indoor and outdoor living. Upstairs, you'll find 2 generously sized bedrooms filled with natural light and an updated 4 piece bathroom. Recent improvements include a brand new gas furnace and plumbing updated throughout in July 2026, providing valuable peace of mind for the next owner. Outside, beautifully maintained front and rear yards enhance the home's curb appeal, while the private, fully fenced backyard surrounded by mature trees offers a peaceful setting for relaxing, entertaining and enjoying time with family. A private driveway with ample parking completes the package. Offering a versatile layout, great outdoor space and a highly desirable location, this home is an excellent opportunity for families, first time buyers, investors or anyone looking for a home they can make their own. 2026 Utility Costs: Heating $133/month | Hydro $150/month | Water $67/month. A wonderful opportunity in a fantastic neighbourhood!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,383
Lot Size38 ft x 132 ft
mls© NumberE13827816
Listed ByRE/MAX Jazz INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$282
Heat allowance
$150
Housing costs
$2,991 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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