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O'Neill, Oshawa
$849,900
Welcome to a custom-built detached home proudly owned and lovingly maintained by the same original owner since 1969. This spacious 5-level backsplit offers 4 bedrooms and 3 bathrooms, providing plenty of room for family living and entertaining. Thoughtfully updated while retaining its original character, the home features new carpet on the upper level with hardwood flooring underneath, new LED lighting throughout, freshly painted interiors, recently replaced kitchen tiles, and an induction stove. Enjoy the peaceful setting backing onto a beautiful creek, complemented by a wrap-around balcony that offers a wonderful space to relax and enjoy the outdoors. The finished basement features a separate entrance, 3-piece bathroom, and rough-in for a kitchen, offering excellent flexibility and potential to create a self-contained 1-bedroom apartment, subject to applicable approvals. Ideally located close to schools, parks, shopping and everyday amenities, with convenient access to major highways. A rare opportunity to own a well-maintained, custom-built home with exceptional potential in a desirable setting.
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| Type | Detached |
| Style | Backsplit 5 |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,717 |
| Lot Size | 60.21 ft x 105.06 ft |
| mls© Number | E13832588 |
| Listed By | HOMELIFE SUPERSTARS REAL ESTATE LIMITED |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,350
- Property tax
- $476
- Heat allowance
- $150
- Housing costs
- $4,977 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$153,000
gross annual household income
- Payment at 4%
- $3,577 / mo
- Cash down
- $169,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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