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New6 days ago

21 Olerud Drive

Rural Whitby, Whitby

$1,399,900

Detached|2-Storey
4 | 4 | 6
About this home

A rare opportunity to own a beautifully upgraded home that combines luxury, comfort, and functionality in one of North Whitby's desirable communities.Proudly showcasing over $100,000 in builder upgrades, this exceptional 4-bedroom, 4-bathroom home offers an impressive combination of luxury, style, and functionality, thoughtfully designed for modern family living.Step into a spacious and elegant open-concept layout featuring beautifully upgraded oak hardwood flooring throughout the main floor and upper hallway, complemented by an upgraded hardwood staircase that adds warmth and sophistication throughout the home. The spacious main floor seamlessly connects the living, dining, and kitchen areas, creating the perfect setting for entertaining guests or spending quality time with family.The gourmet kitchen has been enhanced with upgraded faucets and sinks, adding both style and functionality to this beautiful space. The home also features upgraded washrooms with carefully selected finishes and fixtures, providing a refined and luxurious feel throughout.Adding to the sense of grandeur are the impressive 10-foot ceilings on the main floor and 9-foot ceilings on the second level, creating bright, airy, and spacious interiors. Smooth ceilings on both floors further enhance the home's modern and elegant aesthetic. For added convenience and peace of mind, the home is equipped with a 200-amp electrical panel, offering increased electrical capacity for today's modern lifestyle.Located in a family-friendly and highly desirable North Whitby neighborhood, this home offers an exceptional living environment surrounded by community amenities and everyday conveniences.With its extensive builder upgrades, spacious layout, soaring ceilings, elegant finishes, and beautiful design details, this home truly stands out. Large unfinished basement comes with builder finished separate entrance.Please see the attachment for the complete details of the builder upgrades.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age0-5
Size3000-3500 sq. ft.
Property Tax$11,164
Lot Size40.06 ft x 100.28 ft
mls© NumberE13834698
Listed ByCENTURY 21 LEGACY LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,165
Property tax
$930
Heat allowance
$150
Housing costs
$8,246 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $279,980
25-yr amortization

Income needed

$254,000

gross annual household income

Payment at 4%
$5,891 / mo
Cash down
$279,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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