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New3 days ago

5 Padfield Drive

Bowmanville, Clarington

$850,000

Detached|Bungalow
2 | 3 | 6
About this home

Welcome to this immaculate, all-brick 2+3 bedroom bungalow, built by Delta-Rae Homes and featuring a professionally finished basement, all set on a mature and private lot in a sought-after Bowmanville community. The bright, open-concept main floor showcases extensive hardwood flooring and spacious formal living and dining rooms - perfect for entertaining! The generous kitchen features a walk-in pantry, ceramic backsplash, an abundance of cupboard and counter space, and a sun-filled breakfast area with a sliding glass walkout to a large two-tier entertainer's deck. The fully fenced backyard is surrounded by mature trees, offering wonderful privacy. The primary retreat features a walk-in closet with organizers and a 3-piece ensuite with a glass shower. Convenient main floor laundry provides direct access to the garage. The professionally finished lower level offers exceptional additional living space, complete with above grade windows, a 4-piece bathroom, and two to three additional bedrooms. One of the rooms can easily serve as an oversized recreation room and features wall-to-wall closets. An impressive workshop with built-ins, along with ample storage space, completes the lower level. Ideally located just steps from schools, parks, shopping, grocery stores and transit, with convenient access to Highways 401 and 418. A beautifully maintained bungalow offering space, privacy and versatility in a desirable Bowmanville neighbourhood!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$6,301
Lot Size44.46 ft x 117.66 ft
mls© NumberE13851034
Listed ByTANYA TIERNEY TEAM REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,351
Property tax
$525
Heat allowance
$150
Housing costs
$5,026 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $170,000
25-yr amortization

Income needed

$155,000

gross annual household income

Payment at 4%
$3,577 / mo
Cash down
$170,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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