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New3 days ago

440 Macaulay Street

Donevan, Oshawa

$799,900

Detached|Bungalow
3 | 2 | 4
About this home

Excellent Oppertunity for first time buyers , (DUPLEX) 3 large size bedrooms with 2 bedrooms Finished , seperate Entrance legal Basement Apartment. Totally Renovated , New Windows, New Floors ,New Doors, new paint ,Brand New Furnace and Air Conditioner. Brand new with warranty 2 sets of LG S.Steel Appliances(2 Fridges ,2 Stoves, 2 Dishwashers ,2 Dryers and 2 Washers (Stacked). 4 minutes Drive from Hway 401 and approx 7 Minutes Drive from Oshawa Centre Shopping Mall. Nearest to Schools and Parks.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,073
Lot Size50 ft x 100 ft
mls© NumberE13853748
Listed ByCANADIAN REAL ESTATE GROUP INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$423
Heat allowance
$150
Housing costs
$4,667 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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