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New3 days ago

11 Algonquin Trail

Bowmanville, Clarington

$599,900

Detached|Bungalow
2 | 2 | 2
About this home

Welcome to easy, low-maintenance living in the sought-after Wilmot Creek Adult Lifestyle Community! This well-maintained bungalow is tucked away on a quiet street and offers an attached garage plus the highly desirable full basement - a rare find in Wilmot Creek and an incredible bonus for additional living and storage space! Inside, the thoughtfully designed layout features separate living, dining and family rooms, providing plenty of space to relax or entertain. A generous guest bedroom and full bathroom offer comfortable accommodations for family and friends, while the spacious primary suite features a walk-in closet and private ensuite. Thoughtful updates throughout include newer appliances, updated flooring, modern light fixtures, gutter guards and a professionally designed patio. A newer 40-inch entry door provides added accessibility and comfortably accommodates wheelchair access.Located just steps from the community entrance and a short golf cart ride to the clubhouse and amenities, this home makes it easy to enjoy everything Wilmot Creek has to offer. True move-in-ready living in a welcoming community designed for an active, carefree lifestyle! Total monthly fees of $1,213.16, including property taxes, provide access to an exceptional collection of amenities including a private golf course, community pools, tennis and pickleball courts, fitness centre, sauna, hot tub, woodworking shop, billiards room, walking trails and so much more. With an active social calendar, numerous clubs and a welcoming community atmosphere, Wilmot Creek offers outstanding value and a lifestyle you'll love coming home to.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$2,708
Lot Size50 ft x 100 ft
mls© NumberE13854450
Listed ByRoyal Service Real Estate Inc.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$226
Heat allowance
$150
Housing costs
$3,446 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$106,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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