89 Spruce Hill Road
The Beaches, Toronto
$1,218,888
Fantastic Opportunity in Toronto's Highly Sought-After Beaches Neighbourhood! Discover the incredible potential of this charming detached 3-bedroom home in one of Toronto's most desirable communities! Featuring three generously sized bedrooms, spacious living and dining rooms on the main floor, a recreation room in the basement, a private backyard, and a detached garage, this property offers space, comfort, and endless possibilities. Move in and enjoy as is, or bring your creative vision to life with modern updates and personal touches. Perfect for families, renovators, or savvy investors looking for an opportunity in a prime location. Enjoy the vibrant Beaches lifestyle, with its beautiful waterfront, parks, shops, restaurants, and public transit within walking distance. A rare opportunity to own a detached home in this sought-after neighbourhood. Make it your own and unlock its full potential!New Roof 2023, Eavestrough, Downpipe and Leaf guard 2019.
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This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $7,827 |
| Lot Size | 22.83 ft x 120 ft |
| mls© Number | E14115178 |
| Listed By | ROYAL LEPAGE GOLDEN RIDGE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,239
- Property tax
- $652
- Heat allowance
- $150
- Housing costs
- $7,041 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$217,000
gross annual household income
- Payment at 4%
- $5,129 / mo
- Cash down
- $243,778
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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