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#4 - 178 Clonmore Drive
Birchcliffe-Cliffside, Toronto
$999,000
Not Your Average Townhome. Not Even Close. Brand-new, exceptionally spacious and designed to impress. This four-bedroom residence in Toronto's sought-after Upper Beaches delivers the space and proportions of a detached home, contemporary design and incredible value.Thoughtfully designed with expansive, light-filled interiors, generous principal rooms and four spacious bedrooms, this home offers a refreshing alternative to traditional townhome living. Bright, open-concept spaces create an effortless flow for everyday living and entertaining, while an expansive private rooftop terrace offers an incredible outdoor retreat.Tucked away in a desirable neighbourhood setting, just moments from parks, excellent schools, shopping, transit and the Beaches, with convenient access to downtown and major highways.More space. More lifestyle. Exceptional value. An incredible opportunity to own brand-new construction without compromising on size, design or location.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,113
- Property tax
- $0
- Heat allowance
- $150
- Condo fees, half counted
- $385
- Housing costs
- $5,649 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$174,000
gross annual household income
- Payment at 4%
- $4,204 / mo
- Cash down
- $199,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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