45 Markham Road
Scarborough Village, Toronto
$799,000
Great project home or build new! Solid 3 bedroom bungalow with a 1 car garage on a 62 x 140 lot. Located in Scarborough Village, enjoy the ability to walk, run or cycle to the scenic Scarborough Bluffs and Lake Ontario, with an abundance of parks, trails and waterfront recreation nearby. Convenient access to Kingston Road, local shopping, restaurants, schools, community amenities and public transit, with nearby GO and TTC connections providing easy access to downtown Toronto.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,090
- Property tax
- $429
- Heat allowance
- $150
- Housing costs
- $4,669 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$144,000
gross annual household income
- Payment at 4%
- $3,362 / mo
- Cash down
- $159,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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