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Clairlea-Birchmount, Toronto
$895,000
Don't miss this exceptional detached home, ideally situated on a quiet street in the family-friendly Clairlea-Birchmount neighbourhood. Offering one of the largest lots in the area, reverse pie shaped widens to 68 feet in the back. this property also features a rare attached carport suitable for 2 cars, and a driveway that can accommodate 2 more. Private, fenced pool-sized backyard complete with garden, deck a garden shed for added outdoor storage. The main floor showcases an updated kitchen and a renovated four-piece bathroom, along with a flexible layout that includes a bright open concept combined living room & dining room which has double door walk out to a large deck and huge fenced back yard. as well as a main floor family room. Upstairs, you'll find a spacious king-sized primary bedroom with a large closet, along with a second generously sized bedroom-both featuring large windows that fill the rooms with natural light. A second four-piece bathroom completes the upper level. The finished lower level offers even more living space, including a comfortable rec room with office space, a separate bedroom and a partially finished laundry area along with ample storage. Conveniently located close to everyday amenities, transit, highways, and the new Eglinton LRT, this move-in ready home is a fantastic opportunity in a sought-after neighbourhood. Here is your opportunity to own a lovely home with character, comfort and a garden paradise combined. Easy to show!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,581
- Property tax
- $412
- Heat allowance
- $150
- Housing costs
- $5,143 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$158,000
gross annual household income
- Payment at 4%
- $3,766 / mo
- Cash down
- $179,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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