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Price Change$880,000

49 Circle Ridge Drive

Keswick North, Georgina

$848,800

Detached|Bungalow-Raised
3 | 3 | 8
About this home

Massive Price Reduction - Unbeatable Value at $848,800! Motivated seller presents this beautifully maintained, detached raised bungalow on a rare and premium 50ft x 146ft deep mature lot. Offering over 2,600 sq. ft. of finished living space, this versatile 3+1 bedroom, 3-bathroom home is perfect for growing or multi-generational families.The main level features a bright, functional layout with 3 comfortable bedrooms and 2 full baths.The lower level features the best basement apartment you have ever seen-a stunning, sun-filled, premium in-law suite complete with a completely private entrance, large above-grade windows that bring in massive natural light, a sophisticated 3-piece bath, and extensive storage.Standout exterior features include an attached 2-car garage with extra-tall ceilings (ideal for large equipment or vertical storage) and a massive driveway accommodating up to 6 vehicles. Enjoy ultimate peace of mind with premium updates including a Brand-New Roof (2024) and a newer furnace, alongside a private, tree-lined backyard oasis.Situated on a quiet, peaceful street just a short walk to local schools, parks, shopping, transit, and the community recreation centre. Commuters will love the seamless access to Highway 404, while weekend enthusiasts are just minutes from the beaches, boating, and shores of Lake Simcoe. Don't miss this incredible opportunity!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,166
Lot Size49.89 ft x 145.58 ft
mls© NumberN13781370
Listed ByMAIN STREET REALTY LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,345
Property tax
$431
Heat allowance
$150
Housing costs
$4,925 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,760
25-yr amortization

Income needed

$152,000

gross annual household income

Payment at 4%
$3,572 / mo
Cash down
$169,760

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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