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Listed 14 days ago

88 Irving Drive

Pefferlaw, Georgina

$1,585,000

Detached|1 1/2 Storey
5 | 3 | 9
About this home

Direct Waterfront Retreat - Where Every Season Feels Like a Getaway! Some properties you buy. This one, you fall in love with. Meticulously maintained and clearly cared for by owners who took pride in every detail, this direct waterfront home offers the kind of privacy, light, and views that rarely come up for sale. Step inside and the natural light hits you first - sun pours through the home, playing off warm wood floors and drawing your eye straight out to the water. With 5 bedrooms and 3 bathrooms, there's room for everyone, and with a fully separate Bunkie on the property, it's almost like you're getting two homes in one - space for guests, extended family, or a private escape of your own. Outside is where this property truly shines. Sandy, shallow shoreline makes it a dream for kids and swimmers alike, and your own private ramp puts the water at your fingertips. Settle in for the evening and watch some of the best sunsets around, framed perfectly by a layout designed to make the most of the view from nearly every room. Surrounded by peaceful, private grounds and genuinely great neighbors, it's the kind of setting that makes you exhale the moment you arrive. Cozy up by the fireplace through the colder months - this is a true four-season property, equally at home as a full-time residence or a cottage retreat. Add in a convenient, close-to-city location, generous storage, and standout investment value, and you have a rare offering that checks every box. This isn't just a place to live - it's a place to belong.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,363
Lot Size75 ft x 202 ft
mls© NumberN13809048
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$8,113
Property tax
$614
Heat allowance
$150
Housing costs
$8,876 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $317,000
25-yr amortization

Income needed

$273,000

gross annual household income

Payment at 4%
$6,670 / mo
Cash down
$317,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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