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Listed 13 days ago

16 Mercury Avenue

Keswick South, Georgina

$1,088,000

Detached|2-Storey
5 | 4 | 4
About this home

Rarely offered 5-bedroom detached home featuring approx. 3,000 sq.ft. with ALL 5 bedrooms offering ensuite access! Situated on a premium 45x90 ft. lot in the family-friendly community of Simcoe Landing. Enjoy 9-foot ceilings throughout all floors, creating an impressive sense of space and openness. Thoughtfully designed for spacious comfort and modern living, this home features high-quality laminate flooring throughout, smooth ceilings, custom California shutters, and modern lighting. The large eat-in kitchen offers stainless steel appliances, a centre island (currently stored in the garage), and a walkout to the backyard. The spacious family room features a gas fireplace and beautiful backyard views. The main-floor office wall has been opened to create additional living space (can easily be reinstalled if desired). The open-concept layout provides an ideal flow for both everyday living and entertaining. An oak staircase leads to 5 spacious bedrooms, each with ensuite access. The primary bedroom features a luxurious 5-piece ensuite with a soaker tub and his-and-hers sinks, along with his-and-hers walk-in closets. Enjoy gorgeous southern exposure, providing an abundance of natural sunlight and a beautiful setting to enjoy the backyard. The unfinished basement awaits your finishing touches, featuring upgraded 9-foot ceilings and large basement windows that provide plenty of natural light. Conveniently located minutes from schools, Lake Simcoe, Hwy 404, marina, parks, shopping, golf, restaurants, and more. Approximately 15 minutes to Newmarket and 30 minutes to Richmond Hill/Markham.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$7,588
Lot Size44.95 ft x 90.52 ft
mls© NumberN13814018
Listed ByRE/MAX HALLMARK REALTY LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,569
Property tax
$632
Heat allowance
$150
Housing costs
$6,351 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $217,600
25-yr amortization

Income needed

$195,000

gross annual household income

Payment at 4%
$4,578 / mo
Cash down
$217,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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