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Listed 9 days ago

12855 Ninth Line

Stouffville, Whitchurch-Stouffville

$899,900

Detached|Bungalow-Raised
3 | 2 | 12
About this home

Relaxed country living at the edge of Town-The home sits on a 100'x 200' yard backing onto creek & conservation, with nature all around. Spacious well maintained 3+1 bedroom bungalow , finished basement with detached 18'x 42' garage . Country-style kit with centre island, breakfast bar, pantry, B/I appliances open to dining area. Large front porch wraps around the south side with walk-out from dining room a perfect spot for the BBQ , there are stairs leading down to large patio and above ground pool. Open concept living room offers plenty of room to entertain family & friends. Master bedroom with custom built-in oak closet, plus 2 more bedrooms. The finished lower level with 4th Br, games rm, rec room ,bar & large windows brings the sunlight in-ideal for teenagers, inlaw suite, home office & extended family ! Close to all amenities ,schools, parks, shopping ,golf. Enjoy the outdoors, extra space without giving up the convenience of town !

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,235
Lot Size100 ft x 200 ft
mls© NumberN13831876
Listed ByGALLO REAL ESTATE LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,606
Property tax
$520
Heat allowance
$150
Housing costs
$5,276 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,980
25-yr amortization

Income needed

$162,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$179,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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