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New4 days ago

265 Arthur Street

1045 - AC Acton, Halton Hills

$1,175,000

Detached|3-Storey
4 | 4 | 6
About this home

Beautifully updated century home where old-world character meets modern charm. Offering thoughtfully designed living space, this spacious 4-bedroom, 3.5-bath home combines the warmth and character of an older home with the comfort, functionality and finishes of modern living. The heart of the home is the impressive open-concept kitchen and dining area, featuring an oversized 11-foot quartz island, 36-inch gas range, wine fridge, under-counter drawer microwave and generous cabinetry. Multiple living areas provide plenty of room to gather or unwind, including a welcoming lounge with gas fireplace and a separate family room. Upstairs, the generous principal bedroom features a walk-in closet and private ensuite, complemented by three additional bedrooms, beautifully finished bathrooms and the convenience of second-floor laundry. Step outside to the charming enclosed Muskoka room - a wonderful extension of the living space for relaxing, entertaining or enjoying summer evenings - overlooking additional deck and interlock areas and a spacious yard. A partially finished basement provides additional flexible space along with excellent storage. Modern updates include upgraded plumbing and electrical, recessed LED lighting, hard-wired smoke detectors, fire-rated insulation and soundproofing, updated heating and on-demand hot water, central air conditioning, water softener, security system and smart-home features. Set on a generous lot with parking for up to seven vehicles plus a carport, this is a character-filled century home that offers considerably more space than you might expect from the street.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style3-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$4,247
Lot Size66 ft x 132 ft
mls© NumberW13844742
Listed ByROYAL LEPAGE SIGNATURE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,014
Property tax
$354
Heat allowance
$150
Housing costs
$6,518 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $235,000
25-yr amortization

Income needed

$201,000

gross annual household income

Payment at 4%
$4,945 / mo
Cash down
$235,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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