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Credit Valley, Brampton
$699,000
Welcome to 135 Spicebush Terrace, a beautifully maintained FREEHOLD townhouse offering 3 bedrooms, 4 bathrooms and a functional layout that has been thoughtfully upgraded throughout. This carpet-free home features laminate flooring, stainless steel appliances and an upgraded kitchen designed for both everyday living and entertaining. The bright and inviting living room features a cozy electric fireplace, while the updated powder room and convenient interior garage access add both style and functionality to the main level. Upstairs, the spacious primary bedroom features a large custom built-in closet and a beautifully finished ensuite. The bright second bedroom is filled with natural light and features its own custom closet, while the upgraded main bathroom is complete with a custom vanity. A gorgeous stained-oak staircase creates a clean and cohesive flow between levels. The fully finished basement adds even more versatility, featuring a 2ND KITCHEN, full bathroom and additional closet space - ideal for extended family, guests or additional living space. Step outside to a fully fenced backyard with a deck, offering the perfect space to relax, entertain or enjoy summer evenings. A brand-new furnace installed in 2025 adds further peace of mind. Ideally located close to schools, parks, shopping, groceries, restaurants, transit and everyday essentials, with convenient access to major roads and Mount Pleasant GO Station. Thoughtfully upgraded, move-in ready and offering flexible living space with the benefits of freehold ownership, this home offers plenty of room to make it your own. Some photos have been virtually staged. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
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| Type | Att/Row/Townhouse |
| Style | 2-Storey |
| Approx. Age | 16-30 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,788 |
| Lot Size | 20.11 ft x 100 ft |
| mls© Number | W13862124 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,578
- Property tax
- $399
- Heat allowance
- $150
- Housing costs
- $4,127 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$127,000
gross annual household income
- Payment at 4%
- $2,942 / mo
- Cash down
- $139,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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