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New2 hours ago

1098 Lakeshore Road W

1017 - SW Southwest, Oakville

$3,999,900

Detached|2-Storey
3 | 5 | 8
About this home

Rarely does a property offer this combination of land, privacy and lakeside living. Set on a rare 1/2+ acre estate lot in one of South West Oakville's most coveted neighbourhoods, 1098 Lakeshore Rd is a custom 6,500+ sq. ft. home just steps from Lake Ontario and minutes from Appleby College. Designed with both family living and entertaining in mind, the home features 10' ceilings on the main level and 9' ceilings on the upper and lower levels, with rich hardwood floors, extensive custom millwork and thoughtful architectural details throughout. The Hampton-inspired kitchen and adjoining butler's pantry create a beautiful centre for everyday living and effortless entertaining. The large main-floor primary retreat offers the convenience of single-level living, complete with a custom walk-in closet, gas fireplace and spa-inspired 5-piece ensuite. Upstairs, two generously sized bedrooms each enjoy their own ensuite, offering comfort and privacy for family or guests. The finished lower level adds another layer of flexibility, with a second kitchen, two additional bedrooms, gym, wet bar, games area and expansive recreation space - ideal for multigenerational living, older children, extended family or guests. Outside, mature landscaping creates a private backyard retreat with a saltwater pool, waterfall feature and covered outdoor living area - perfect for summer days by the pool and evenings spent together. Beyond the property, top-ranked schools, parks, steps to the lake, trails and the shops and restaurants of downtown Oakville just minutes away. **Land. Privacy. Location. Flexibility.**A rare opportunity to enjoy space, privacy and lakeside living in one of Oakville's most sought-after settings.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age6-15
Size3500-5000 sq. ft.
Property Tax$21,640
Lot Size187 ft x 185 ft
mls© NumberW14093158
Listed ByTHE AGENCY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$20,473
Property tax
$1,803
Heat allowance
$150
Housing costs
$22,427 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $799,980
25-yr amortization

Income needed

$690,000

gross annual household income

Payment at 4%
$16,832 / mo
Cash down
$799,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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