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| Building Insurance Included | |
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406 - 285 Dufferin Street
South Parkdale, Toronto
$486,725
Step into this modern urban sanctuary at X02 Condos in the heart of King West. This north-facing one bedroom plus den offers a generous 606 sq ft with soaring 11-foot ceilings, an open-concept layout, and floor-to-ceiling windows that fill the space with soft, even natural light throughout the day. A spacious balcony is perfect for enjoying outdoor living. The bedroom offers ample closet space, and the den is a dedicated work-from-home space with room for a desk. The European-style kitchen is finished with a tile backsplash and fully integrated appliances. Residents enjoy world-class amenities, including 24/7 concierge, a state-of-the-art fitness centre, boxing studio, golf simulator, and premium co-working spaces. With a perfect 100 Transit Score and 95 Walk Score, you are steps from everything, including the 504 King Streetcar, Exhibition GO Station, and essentials like Longo's and Shoppers Drug Mart. Car-free living at its best, with transit at your doorstep. Luxury, convenience, and lifestyle living in King West.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,491
- Property tax
- $252
- Heat allowance
- $150
- Condo fees, half counted
- $241
- Housing costs
- $3,134 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$96,000
gross annual household income
- Payment at 4%
- $2,048 / mo
- Cash down
- $97,345
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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