Absolutely Gorgeous Home Backing On The Ravine with a Legal Basement Apartment! Welcome to this beautiful, spacious two-storey detached home offering the perfect blend of comfort, space and income potential. Enjoy a functional layout, a double-car garage, and a private driveway with ample parking No Sidewalk! Engeneered Hardwood Floors Large Porcelain Tiles Pot Lights Crown Moulding Oak Staircase & Much More! Legal 2-bedroom, 1 bathroom basement apartment with a seprate entrance & Separate Laundry , offering excellent potential for rental income or multi- generational living. Step outside and enjoy the added privacy and natural beauty of a ravine-backing property, providing a peacful setting and a beautiful natural backdrop to your everyday living. Conveniently designed for modern living, this exceptional property offers space for the whole family, an income-generating opportunity, and the tranquility of nature right in your backyard. A fantastic opportunity for homeowners!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,137
- Property tax
- $590
- Heat allowance
- $150
- Housing costs
- $6,877 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$212,000
gross annual household income
- Payment at 4%
- $5,046 / mo
- Cash down
- $239,800
Assumes no other monthly debts · 25-yr amortization
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