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1020 - WO West, Oakville
$1,399,000
A rare, turn-key home in an incredibly valuable neighbourhood! Skip the stress of renovations with an entirely brand-new, custom interior that blends modern luxury with classic charm. The heart of the home is a stunning custom kitchen, brand new S/S appliances, flowing into a bright, open layout perfect for family life. You'll find 3 large, sun-filled bedrooms, along with a massive 4th bedroom in the above-grade lower level. This level also features a cozy recreation room with a beautiful brick fireplace, adding to the home's warm character. All new exterior finishes, windows, doors, brand new bright stucco for great curb appeal and a new charming interlocked backyard for summer hosting, this house is ready for you to just move in and enjoy. Perfectly located near the lake, highly rated schools, highways including the QEW, shopping and public transit. Custom quality in a prime location at a price that makes sense!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,161
- Property tax
- $456
- Heat allowance
- $150
- Housing costs
- $7,767 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$239,000
gross annual household income
- Payment at 4%
- $5,887 / mo
- Cash down
- $279,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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