24 Aura Lea Boulevard
Humberlea-Pelmo Park W5, Toronto
$999,999
**Welcome to this Bright & Spacious 4-Bedroom, 2-Bathroom Detached Home in Toronto**1,095 Square Feet as per MPAC**AC & Furnace Replaced (2023)**Roof Replaced (2018)**Abundant Natural Light Throughout, Creating a Bright & Welcoming Atmosphere**Attached Garage Thoughtfully Converted into a Primary Bedroom, Expanding the Original 3-Bedroom Layout to 4 Bedrooms**Live-In Nanny Suite-Style Basement with Studio-Style Layout, Plus a Versatile Den that can be used for Multiple Purposes**Laundry Room is in the Basement**Exceptionally Wide and Deep Lot with No Sidewalk**Just a 5-Minute Drive to North York Sheridan Mall for Shopping & Everyday Essentials**
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,118
- Property tax
- $380
- Heat allowance
- $150
- Housing costs
- $5,649 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$174,000
gross annual household income
- Payment at 4%
- $4,208 / mo
- Cash down
- $200,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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