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210 - 2470 Prince Michael Drive
1009 - JC Joshua Creek, Oakville
$479,000
Welcome to Emporium Condominiums in Oakville's sought-after Joshua Creek community. This inviting 1-bedroom plus den suite offers a functional open-concept layout with well-designed living spaces. The kitchen features quartz countertops, a subway tile backsplash, stainless steel appliances and a breakfast bar, opening to the living and dining area for easy everyday living and entertaining. A walk-out leads to a covered balcony, providing a comfortable spot to relax outdoors. The bedroom features a large window and mirrored closet doors, while the separate den offers flexible space for a home office, with room to accommodate a single bed for occasional guests. A 4-piece bathroom, in-suite laundry, one underground parking space and one locker add everyday convenience. Enjoy an excellent selection of building amenities, including an indoor pool, fitness centre, sauna, media room, party/meeting room, games room and visitor parking. Conveniently located near highly ranked Iroquois Ridge High School, parks, trails, a community centre, library, shopping and restaurants, with easy access to public transit and Highways 403, 407 and the QEW. An excellent opportunity for first-time buyers, professionals or downsizers to enjoy comfortable condo living in a desirable Oakville community.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,452
- Property tax
- $230
- Heat allowance
- $150
- Condo fees, half counted
- $299
- Housing costs
- $3,130 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$96,000
gross annual household income
- Payment at 4%
- $2,016 / mo
- Cash down
- $95,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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