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Dovercourt-Wallace Emerson-Junction, Toronto
$2,299,900
You've walked past it. You've slowed down. You've said, "Okay, I love that house!" Now's your chance to see what's behind the white facade. If you're looking for a detached home with a backyard to raise a family, this one is pretty special. These are gut Renos, not just surface updates, & it's as impressive inside as out, set on a rare 149-ft-deep lot with room for the kids, the dog, the BBQ, & that pool you keep talking about! Definitely "Super" sized, with over 2,000 sq. ft., this home offers 3+1 Bdrms, 3.5 baths & parking! The main flr was redesigned right down to the studs in 2017, creating a bright, open-concept layout for modern living. Large windows & pot lights add to the airy feel, while the chef-inspired kitchen is a showstopper, featuring top-of-the-line KitchenAid appliances, a 10-ft. island with bar sink, a coffee bar, & a beverage fridge. Even if you're not a chef, you'll appreciate the incredible storage & counter space! Heated flrs, unique seating & lounging areas, a walkout to the deck, & a spacious dining area complete this level. Upstairs, you'll find newer flooring, trim, paint, beautifully appointed bedrooms, & 2 newly Reno'd baths, both with heated flrs. The lower level was completely gutted & renovated in 2021 to create a versatile living space. With a separate bedroom with ample closet & storage space, an additional living area, a 4th bathroom, a second laundry room with utility sink, a gym/storage area, & a kitchenette (no stove), it offers incredible flexibility for extended family, in-laws, a nanny, or a teenager looking for a space of their own. Let's not forget the huge backyard; a rare find in the city. Dreaming of a garden suite, a play area, or a pool? You have options! Or simply leave it just as it is. This is one of those homes that makes you look twice when you walk by, the neighbours have been admiring it for years. Enjoy street parties, fireworks with kind, respectful and friendly Neighbours! Come see what all the fuss is about!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $11,772
- Property tax
- $742
- Heat allowance
- $150
- Housing costs
- $12,664 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$390,000
gross annual household income
- Payment at 4%
- $9,678 / mo
- Cash down
- $459,980
Assumes no other monthly debts · 25-yr amortization
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