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West Humber-Clairville, Toronto
$869,000
Location!!!! Welcome to 22 Mare Crescent in Etobicoke- bright & beautifully maintained Freshly painted freehold townhome offering spacious, open-concept living W/ Finished Basement & 1 Car Garage + Additional Parking On Driveway With No Sidewalk! Brand new flooring on main floor and second floor, newly renovated washrooms, 3 + 1 Bedrooms, 4 Bathrooms, Extended sleek kitchen cabinets providing extra storage space, Stainless Steel Appliances, convenience of an attached garage with direct access to the home, finished basement with a kitchenette area, complete with cabinets and ample storage, Easy Access To Schools (St Dorothy, Father Henry Car and others) w/School bus routes, Humber College/Guelph Humber Campus, Humber River Trail, Woodbine Centre/Race Track, Community Recreation Center, Humber College - North Campus, Etobicoke General Hospital, Plaza, shops, restaurants, coffee shops, grocery stores, banks, close to Humber Arboretum - 250-acre natural oasis offers scenic walking trails, beautiful gardens, peaceful ponds, Extremely well connected Transit, Finch LRT, TTC bus routes, York, Mississauga & Brampton Transit, 5 Min to Malton Go Station, Quick access to Highway 27/427/401/409/ QEW, Toronto Airport, Parks. This house is ready to move in. Roof (2018), Furnace (2022), Garage Door (2022)
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,448
- Property tax
- $293
- Heat allowance
- $150
- Housing costs
- $4,891 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$150,000
gross annual household income
- Payment at 4%
- $3,657 / mo
- Cash down
- $173,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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