23 Abbotsbury Drive
Credit Valley, Brampton
$1,199,000
Client RemarksBeautifully maintained home located in a highly desirable neighbourhood. Features a double-door entrance, spacious Walnut model, and 9-foot ceilings on the main floor. Offers two primary bedrooms and three full bathrooms on the second floor. Recent upgrades include new hardwood flooring, an oak staircase, a modern kitchen with quartz countertops and an island, and fresh paint throughout. Convenient second-floor laundry. Professionally finished basement with a 4-piece bathroom. Excellent curb appeal and ideally located close to shopping, schools, major amenities, Highway 407, and GO Transit.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,137
- Property tax
- $679
- Heat allowance
- $150
- Housing costs
- $6,966 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$214,000
gross annual household income
- Payment at 4%
- $5,046 / mo
- Cash down
- $239,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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