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603 - 1403 Royal York Road
Humber Heights, Toronto
$599,999
Welcome to Unit 603 at 1403 Royal York Rd, in the coveted Royal York Grand! This bright and spacious 2-bedroom plus den suite offers nearly 1,000 sq. ft. of living space, two full bathrooms and unobstructed south-facing views. The versatile den provides space for a home office, study or reading nook. Updated appliances include a refrigerator and microwave (2026), dishwasher (2025), and washer and dryer (2024). Enjoy building amenities including a fitness centre, party room, billiards room, guest suites, meeting room, concierge service and visitor parking. Complete with parking and a locker, this suite combines everyday comfort with convenient access to major highways, Pearson Airport, schools, shopping and transit.
No extras listed.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,071
- Property tax
- $247
- Heat allowance
- $150
- Condo fees, half counted
- $438
- Housing costs
- $3,907 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$120,000
gross annual household income
- Payment at 4%
- $2,525 / mo
- Cash down
- $120,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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