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| Building Insurance Included | |
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14 - 2335 Sheppard Avenue W
Humberlea-Pelmo Park W5, Toronto
$665,000
Beautifully renovated 2-bedroom condo townhouse offering approximately 1,016 sq. ft. across two levels, with one full bathroom and a convenient powder room. Bright, open-concept living and dining areas feature engineered laminate flooring, pot lighting and fresh neutral finishes. The updated kitchen combines waterfall-edge quartz countertops, custom cabinetry, a modern backsplash and LG stainless steel appliances. Both bathrooms feature updated vanities, fixtures, mirrors and lighting. Bedrooms offer upgraded closet systems, while LG laundry and custom entrance shoe storage add everyday practicality. Enjoy a private balcony with sealed flooring and privacy screening. Additional improvements include updated air conditioning and a tankless water heater. One underground parking space and one storage locker included. Convenient access to TTC, major highways, parks, schools, Sheridan Mall, Yorkdale Shopping Centre and Humber River Hospital. A thoughtfully updated home combining comfortable two-level living with a connected North York location.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,404
- Property tax
- $254
- Heat allowance
- $150
- Condo fees, half counted
- $183
- Housing costs
- $3,990 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$123,000
gross annual household income
- Payment at 4%
- $2,798 / mo
- Cash down
- $133,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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