47 Lexfield Avenue
Downsview-Roding-CFB, Toronto
$1,085,000
Spacious and vacant with open concept living, dining and kitchen. Self-contained basement apartment. Main floor laundry and basement laundry. Wide and deep lot (50 x 150). Inground pool ( as per MPAC - built in 2022, 512 sf). Large gazebo and pool house/cabana (as per MPAC - built in 2022). MPAC Detailed Residential attached. Easy access to Highways 400 & 401, TTC bus stop, subway station, shopping, Humber River Hospital.
No extras listed.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,554
- Property tax
- $480
- Heat allowance
- $150
- Housing costs
- $6,183 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$190,000
gross annual household income
- Payment at 4%
- $4,566 / mo
- Cash down
- $217,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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