39 Woodcrest Drive
Edenbridge-Humber Valley, Toronto
$1,798,000
Welcome to 39 Woodcrest Drive, a beautifully renovated 3+1 bedroom, 3 bathroom bungalow on a 53 x 119.71 ft lot in prestigious Edenbridge-Humber Valley. The custom kitchen features a pantry, soft-close cabinetry, built-in stainless steel appliances and a breakfast island overlooking the private south-east-facing backyard. Canadian oak hardwood, crown mouldings, custom wainscoting and LED lighting throughout. Primary bedroom with 3-pc ensuite. Finished walk-up lower level with 4th bedroom, spacious recreation room with wet bar, and cold room. Updates include Energy Star windows and doors, roof, furnace, central air, interlock and in-ground sprinklers. Attached 2-car garage plus 4-car driveway. Just a short walk to the brand new TDCSB Elementary school opening for classes in September 2027, Minutes to Humbertown, TTC, Humber River trails, James Gardens and golf.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $9,203
- Property tax
- $601
- Heat allowance
- $150
- Housing costs
- $9,954 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$306,000
gross annual household income
- Payment at 4%
- $7,566 / mo
- Cash down
- $359,600
Assumes no other monthly debts · 25-yr amortization
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