381 14th Street W
Owen Sound, Owen Sound
$359,900
Charming home on Owen Sound's west Side. This 1.5 storey 3 bed 1 bath home is perfect for first timer buyers or investors. Conveniently situated near parks and the lovely Owen Sound harbour, this sweet home has a large fenced yard with a brand new charming mennonite built garden shed with hydro. A short walk to Kelso beach or the shops of downtown. Enter through the large sunny 3 Season porch into a large main floor open living/dining area. Off the galley kitchen is a convenient laundry/mud room that leads to the spacious yard. A nice sized bedroom is off this area. Upstairs are two charming beds and a 4 piece bath. Laneway space for 2 cars.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,702 |
| Lot Size | 60.67 ft x 110.66 ft |
| mls© Number | X13134370 |
| Listed By | Royal LePage RCR Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,842
- Property tax
- $225
- Heat allowance
- $150
- Housing costs
- $2,217 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$68,000
gross annual household income
- Payment at 4%
- $1,515 / mo
- Cash down
- $71,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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